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Finding the right medical insurance can be a confusing task if you've never done it before (and sometimes it's confusing even if you're an old pro). Let SimplyFinance assist your decision making by providing you with articles and tools to find the right medical insurance coverage to meet your needs. More info
When looking for medical insurance, it is important to carefully consider all aspects of your plan before you commit. It would be quite disconcerting to find out that your insurance doesn't offer the amount of coverage you believed it would. Once you've researched and learned about all your options, SimplyFinance will help you find a policy that's right for you. Less
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Medical Insurance: Quick Definitions
- Copayment: a fixed amount that an insured person must pay in order to take advantage of services covered by their insurance plan.
- Deductible: the amount an insured person must pay toward each claim before their medical insurance benefits will take over payment.
- Coinsurance: the percentage of a claim the insured will have to pay after they've paid the deductible.
- PPO (Preferred Provider Organization): a type of insurance organization that provides the insured with more coverage if they choose to see a doctor affiliated with their specific insurance provider, but the insured are not limited to only those health care professionals.
- HMO (Health Maintenance Organization): a health insurance organization that provides their insured with services from only health care professionals affiliated with the organization.
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NEWS & ARTICLES
11 Dec 2007
Finding PMI cover can be a bit confusing. Here is a list of frequently asked questions that may help you better understand how to find a PMI policy and how to take advantage of your policy once you have it. »
08 Jan 2008
Making the decision to go into business for yourself can be enormously exciting. No more bosses, no more driving to the office, no more obligatory water cooler conversation, etc. However, one catch to this seemingly perfect employment situation is finding your own health insurance now that you don't have a HR department to take care of it. The good news is that finding self employed health insurance isn't as difficult as you may think.»
11 Oct 2007
While millions of Americans are left uninsured due to the high cost of PMI, the UK provides free healthcare to any of their citizens that need it. Since 1948, the NHS (National Health Service) has provided the majority of its services to the British public for no cost. So why are Britons turning to PMI for their healthcare needs when the government is offering to cover the expense?
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