Private Medical Insurance

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Health InsuranceFind the right heath insurance for you.

Finding the right medical insurance can be a confusing task if you've never done it before (and sometimes it's confusing even if you're an old pro). Let SimplyFinance assist your decision making by providing you with articles and tools to find the right medical insurance coverage to meet your needs. More info

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(Must be 18 or older)

Medical Insurance: Quick Definitions

  • Copayment: a fixed amount that an insured person must pay in order to take advantage of services covered by their insurance plan.
  • Deductible: the amount an insured person must pay toward each claim before their medical insurance benefits will take over payment.
  • Coinsurance: the percentage of a claim the insured will have to pay after they've paid the deductible.
  • PPO (Preferred Provider Organization): a type of insurance organization that provides the insured with more coverage if they choose to see a doctor affiliated with their specific insurance provider, but the insured are not limited to only those health care professionals.
  • HMO (Health Maintenance Organization): a health insurance organization that provides their insured with services from only health care professionals affiliated with the organization.

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