Fixed Rate RemortgageGuard Against High Interest Rates with a Fixed Rate Remortgage

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Advantages of a Fixed Rate Remortgage

• Your interest rate will remain static. With a fixed rate remortgage, your interest rate will remain static for the life of the loan or for a fixed period agreed upon by you and your lender. Regardless of changes in the base rate, your interest will not change.
•  You'll be able to financially plan ahead. When your payments are the same every month, you will be able to plan ahead with your finances. You won't need to worry about a sudden increase in your payment amount, so you'll know exactly how much money you'll have left each month after making your payment.
• In order that your payments remain constant throughout the life of your remortgage, you will start by paying off more of the actual amount that you have borrowed, and less of the interest.  Then, as the payment amounts decrease, the monthly interest payments will rise, levelling out your payments.