Self Cert MortgageLet Us Help You Find the Best Self Cert Mortgage
While many of us have jobs that pay a regular salary, there are over three million people in the UK that are self employed or that have irregular income. Contractors, company directors, and people that work on bonuses or commissions are among those that may have a difficult time certifying their income. These people are no less likely to want to buy a home using a mortgage. For the self employed or those with irregular income, there are self cert mortgages that allow you to certify your own income instead of having to provide proof of your income. We here at SimplyFinance would like to help you find the best self cert mortgage rate available. More info
Trying to get a regular mortgage when you have irregular income due to self employment or an irregular pay schedule can be quite difficult because your bank account may not reflect the amount of money that you actually make. A self cert mortgage will allow you to vouch for yourself and for your income. To find the best self cert mortgage in the UK, fill out our short form, and a SimplyFinance representative will put you in contact with a self cert mortgage broker. This broker will be able to answer any and all questions you have concerning getting a self cert mortgage, and they will search the market to find the best self cert mortgage deal for you and your financial circumstances. Less
Self cert mortgages are best for those who are self employed, company directors without stable income, contractors, or people who work on commissions and bonuses.
A self cert mortgage allows you to certify your income without need for bank records that prove a stable level of income in your accounts.
There are specialty self cert mortgage lenders who may be able to provide you with special deals/offers that may not be available from high street lenders.
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The bottom line when finding the right self cert mortgage lender is to make sure that you are armed with all the necessary info when making the decision for in the long run, you, the borrower, are held liable for whatever you sign.»
Do you need a self cert mortgage but you don't know how to find a self cert mortgage lender? Here are some tips to help you find the best self cert mortgage lender for you.»
Self Cert Mortgages or self cert loans are loans that are actively transacted in the UK, and they can be availed of by individuals who cannot prove or justify their income to a mortgage lender. If you fall into this category, a self cert mortgage may be the right type of mortgage for you. »