Are my possessions covered by home insurance when traveling aboard
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footballdave
2 years ago
Expert Financial Adviser Answer
Darren Smith
answered 1 year ago
potentially, yes.
It all depends on what cover you applied for when you took out the policy. Often people use comparison sites to get the "cheapest" quote only to find it doesnt include accidental damage (not good when you fall through the loft into the room below, or hit a nail through a pipe or the kids spill ribena on the carpet etc) and the same is true of "personal possessions or cover away from home" which is the element you are referring to.
its often found out too late that the reason it was so cheap is that the benefits have been stripped down.
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It all depends on what cover you applied for when you took out the policy. Often people use comparison sites to get the "cheapest" quote only to find it doesnt include accidental damage (not good when you fall through the loft into the room below, or hit a nail through a pipe or the kids spill ribena on the carpet etc) and the same is true of "personal possessions or cover away from home" which is the element you are referring to.
its often found out too late that the reason it was so cheap is that the benefits have been stripped down.
