I'm a student and rely on my part-time income to fund my studies and living - can I get income protection?
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rsmith1
2 years ago
Expert Financial Adviser Answer
James Brooke
answered 2 years ago
The actual answer is that it depends. For the answer to be YES, you will need to have a regular pattern of part time employment and you will, at the point of any claim, need to be able to prove the last 12 months income. If you can do this then the Friendly Societies will offer you cover and some of the more main stream providers may also consider you.
If you do not have a regular pattern of part tiem employment or you cannot prove your last 12 months income then I am afraid no one will cover you, as youc annot demonstrate to them how much you have actually lost.
Hope that helps.
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If you do not have a regular pattern of part tiem employment or you cannot prove your last 12 months income then I am afraid no one will cover you, as youc annot demonstrate to them how much you have actually lost.
Hope that helps.