I would like to know how much I need to be earning in order to get a mortgage.
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that's a nice one!! Your income should be as high as possible to get a mortgage. strictly speaking, divide your mortgage loan by 4-4.5 to get your annual salary figure in gross. If you want to understand more about it, then do give me a call on 07545321393 to discuss it further. Regards Syed Imran
If you cant get the mortgage you want today, you could buy a house on a delayed completion. You pay owner some now (what ever you can) and come to an arrangement to pay off the balance over some years. Put simply you arrange to pay the owner by installments (just like a bank). Make sure you use a solictor who is familiar with this though so you are protected!
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