Why do providers offer ski insurance? Does a standard travel insurance policy not cover winter sports?
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I'm planning a trip to Oslo and I'm curious on what works best for me.
The key with insurance is all down to risk and as its not usual for everyone to take a skiing holiday or even when visiting a ski resort to participate in winter sports it would otherwise increase the cost of all policies to add this in for everyone.
it makes more sense to have a clear idea in your mind as to what you plan to do beforehand and then you can establish the cover you need. to be honest, adding on winter sports need not cost the earth but trying to save a few £ now on a policy will cost you dearly if something happens and you are not covered and the cost of travel insurance is minimal compared to the cost of the holiday!