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Hi Taylor, Recently the UK government announced that the new CGT charge on companies (and others) which will replace corporation tax for gains accrued after 6 April 2013 on residential properties sold for more than GBP2 million. Thus the increase of property values that took place before that date will not be subject to CGT. Re-basing to market value will be automatic although owners must obtain a valuation of the property to calculate the gains arising when the property is eventually sold, say Plaza Estate letting agents. This extension would yet produce a net increase in tax taken, because CGT is charged at 28 per cent, compared with 23 per cent for corporation tax.


Hi I am local to the area and I am sure I would be able to assist you with your potential purchase. You can reach me for an initial discussion, 01404 46943 office 07967 350370 Mobile or shane@carterdawes.com. Many thanks


Based on the brief information you have provided I can see that this is something we should be able to help you with. The best thing to do is to arrange a convenient time to discuss this in more detail and we could provide you with a free initial consultation and give you some options. Please find my contact details below. Kind regards Andrew Nicolaides Elite Mortgage Finance 352 Green Lanes Palmers Green London N13 5TJ Tel - 020 8882 6802 Email - info@elitemortgagefinance.co.uk


Hi Donald, There are some correlations in both the markets. Although the UK residential market is internationally driven by world macro economic and political factors and the London property market plays a big role in UK economics. The residential property scenario in U.K is the seller's forte. Due to a lack of available property on the market and an unstable share market there's been a steady increase in the price of the residential investment property for sale. The future for the London property- http://www.plazaestates.co.uk/properties-to-rent/information-for-tenants market does look bright. Experienced property investors will have their ears to the ground waiting for true signs that the London property market is heating up.


Speak to an independent financial advisor who will find the best product for you from the whole of market.


Some years ago a motorbike I owned was stolen and it ended up in the hands of a scrap metal type company who sent me a letter saying that they had found it and wanted to charge me rent for keeping on their property. This is a well know scam a long with various vehicle scrapping scams which the police don't seem to interested in dealing with. Theft is theft however it is disguised. With your situation it depends how much you earn I think. I suppose you should be administering your 'business' and dealing with the tax aspect but whether tax is due or not depends on your income. When I spoke to the police about the scam, they said the only thing you can do is contact the tax department. Companies like that are likely evading taxes also. The point is that unless someone grasses on you, no one will worry about it.


ISA's are possibly the best of a bad selection, free of tax, accessible, nil to low growth with Cash ISA's (discounting introductory offers), better choice exists with Stocks & Shares ISA's with the economies of the world stabilising.


I would have advise you contact Mr Benson Leo the CEO of Queen Loan company for this. It is a better ideal. You can contact them at: Queenloancompany@aol.com


Steve Taylor smtaylor.harrierfinancial@btconnect.com


Hi there, Without knowing your exact circumstances it is difficult to give any definitive advice, but, to give some guidance, here is a summary of some the different types of cover. Term assurance - this is the most common type of life cover, and provides a lum sum benefit (sum assured) on the death of the life assured during the term of the policy. The sum assured remains level throughout the term. Decreasing term assurance - as above, but the sum assured decreases over the term, usually to protect a mortgage. Family income benefit - this is the cheapest option, and provides an income for the term of policy on the death of the life assured. This type of policy is particularly useful to provide protection for a new family, as the term can be set to coincide with when the child reaches 21 for instance. It can also be used "in trust" to provide an income to a guardian should both parents die. Critical illness cover - this an additional benefit, that can be added to the above policies. It pays out the sum assured if the life assured contracts one of the specified "critical illnesses", such as cancer, heart attach, stroke, MS, total and permanent disability etc. Please feel free to call us to discuss in more detail, or visit our website for a free quote - http://pks.org.uk Kind regards Paul Skinner PKS - Mortgage & Insurance Experts T: 0845 226 5009 E: paul.skinner@pks.org.uk


Hi Russell, Definitely prices will go up rapidly in the occurrence of Olympic event. With the London property market on the road to recovery, more property investors are looking to invest in it. In addition to the progress being made on the sports venues and games facilities, developers are building a number of new houses and apartments. Meanwhile, various transport infrastructural improvements are making good progress.


It means the lender has agreed to lend you as an individual, but not yet agreed to let you use a particular property as security.


You should speak to an independent mortgage broker - that is what they are there for! Paul Skinner PKS - Mortgage & Insurance Experts paul.skinner@pks.org.uk


hi i gett oferd property right to buy can i add my partner


Hi David, There are prime locations such as Mayfair, Kensington, Marylebone and Marble Arch where you would get good transportation facilities, required amenities and these areas are highly secure too. These areas have seen something of revival in the past few years, with many new constructions of flats and apartments. You should conduct an accommodation search through real estate agents to facilitate your purchase. For example Plaza Estates can provide you complete information about rentals as well as apartments for sale in every area of the city.


Hi David, According to figures of the real estate firms around 54 percent of people say that they would need to borrow money in order to put down any sort of deposit to buy flats in London. With a typical entry level property costing around £250,000, this would mean having to find £32,500 - in addition to stamp duty, legal fees and removal costs. For the average London property - now more than £350,000 - the deposit would be £45,500, plus £10,500 in stamp duty.


Hello Mancuso, London property agent charges often lack transparency and there is great variation. Their charges mainly depend on the area you choose. Also their reputation matters a lot, with around 20% of agents refusing to disclose their fees over the phone or via email. Only a few select agencies disclose their charges on their website. The survey also found that estate agent fees here are the highest in the country. Sellers are paying on average almost £7,000 in fees including VAT based on the average property price of £342,749 as well.


Hi, Recently, when I was searching for property in London, I came across a website Plazaestates.co.uk where I found a great many properties for sale and rental purposes as well. They provide multiple listing services to their clients that might help in selling your home, if you live there.


Self-determination is the only way to fight out debt, once you’ve decided and chosen your track it would take some time but you’ll be debt free. Planning your finances smartly and having a good budget will let you help in adding more towards your savings or finding the best quick loan that adds value to your life.


Hi, I may be able to help but only if you are a homeowner, in employment and have a good credit record.


You should try Matt Lamey at Aston Scotts - 0142081493. Paul Skinner PKS - Mortgage & Insurance Experts 0845 226 5009 http://pks.org.uk


Yes, assuming you have sufficient income and deposit, and have not had any credit problems in the past. Obviously the term of the mortgage might be shorter than usual due to your age, which might make the cost prohibitive. Paul Skinner T: 0845 226 5009 Http://pks.org.uk


There are a number of insurers that can offer cover to diabetics. You should get advice from an independent broker, such as ourselves. Please feel free to get in touch. Paul Skinner PKS - Mortgage & Insurance Experts paul.skinner@pks.org.uk


There are a number of insurers that will look at participants in dangerous sports. I would recommend speaking to an independent broker such as ourselves in order to find the best options. Please feel free to get in touch. Paul Skinner PKS - Mortgage & Insurance Experts paul.skinner@pks.org.uk


It is highly unlikely to be covered by your parents policy. Very few household policies cover premium mobiles. We offer gadget insurance to cover such items, from less than £5 a month. Paul Skinner PKS - Mortgage & Insurance Experts pks.org.uk



Expert Financial Adviser Answer
Andrew Nicolaides
answered 2 months ago
Based on the brief information you have provided I can see that this is something we should be able to help you with. The best thing to do is to arrange a convenient time to discuss this in more detail and we could provide you with a free initial consultation and give you some options.
Please find my contact details below.

Kind regards

Andrew Nicolaides

Elite Mortgage Finance
352 Green Lanes
Palmers Green
London
N13 5TJ

Tel - 020 8882 6802
Email - info@elitemortgagefinance.co.uk
100% Helpful
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stevetaylor
answered 2 months ago
Speak to an independent financial advisor who will find the best product for you from the whole of market.
100% Helpful
report abuse
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