6 Tips for Using Your Cards Abroad

27-May-2010

Now that the holiday season is finally upon us, the UK Cards Association and travel association ABTA have published a guide to using your cards abroad this summer.  Some of the main points are below:

1. Clear out your wallet before you head off, so that you're only taking cards with you that you plan on using.  Leave the others safe at home.

2. Take the emergency contact numbers for all your cards with you, and store them separately to your wallet.  Also, make sure that you have the geographical numbers that will work from a landline overseas.

3. Check that all your card companies have your most up to date contact details, including your mobile number - as they may assume there is a problem and block the cards if they are unable to reach you.

4. If you have card protection insurance, make sure that you have all the policy details with you as well as the insurance provider's contact details.

5. Make sure that the credit limit on your card is sufficient (or that you have available funds in your account) for the spending you intend to make, especially if you plan to book hotel rooms or hire a car whilst abroad.

6. Check your statement carefully for any unfamiliar transactions when you return. If there are any, report them to your card company as soon as possible.

For more useful tips on using your cards safely abroad, you can download the full guide here.