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03-Nov-2011

How Long Does an IVA Remain In Effect and Will it Influence my Credit Rating?

An IVA will usually be on your credit report for at least 6 years from the first day you set it in motion – that is, approximately 5 years that you are repaying the debts until the end of the IVA, and then one further year. Should you find yourself in a position to repay your creditors sooner, then this time will be reduced. Remember that any outstanding debts will be written off at the end of the IVA period.

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