Bank manager or independent financial adviser? Is it worth the fee in the long run to use the latter when arranging a mortgage?
The bank manager is unlikely to be able
To give you any advice, and only has access to the bank products. The IFA or mortgage broker will have access to hundreds of schemes. Often the IFA fees can be offset by any commission paid by the lender for introducing your business.
Why not try the bank, then see the adviser/broker and see if they can better the banks deal, taking account of any fees you may have to pay? I am sure you will find the broker offers better value.
PKS - Mortgage & Insurance Experts
pks.org.uk | 02.02.13 @ 12:22