Whether you want to save money or simply manage it securely, there are a number of accounts available for you to choose between. A basic bank account is the simplest way to receive wages, pensions and benefits, pay bills and manage your payments. The next level of flexibility comes with a current account, where you will have access to a chequebook and debit card and, usually, an overdraft facility. If you want to put money aside for a rainy day, a dedicated savings account will offer you the best rates. The level of risk you decide to take with your savings will impact on the returns that you see, and SimplyFinance would always recommend seeking professional advice before putting your money at risk.
Whether you are looking for a student account, a personal banking account or an account from which to manage your company's finances, there are certain factors to bear in mind – cost, customer service and features. Make sure you can easily contact your bank should you have a problem, ensure that all costs are justified, and make sure that your bank allows you to do everything that you need to do in order to manage your money effectively. Remember that banks need your custom and are willing to give you special offers and discounted account fees. Therefore shop around regularly for the best deals, and this will ensure that you get the most from your money - and your bank. Click on the type of account you are looking for to learn more and find the best account for you today.