Internet Accounts

Online banking allows you to manage your personal finances from the comfort of your own home or in fact, anywhere in the world. An online current account should offer you much the same features that you would expect from a standard current account, but you should not have to pay a fee to use the account because the overhead costs for the bank will be far lower online. In addition to being able to pay bills and receive payments online, you will be able to access all of your statements securely online, meaning that you would not have to file them away at home.

Although online banking suggests that you would no longer have access to customer service representatives at the bank, most online bank accounts do enable you to phone a dedicated helpline should you have any problems or questions. In addition, you would still be able to pay in cheques and cash in-branch. However, the level of support you will receive from your bank with an online bank account should be one of the deciding factors about where you go, so it is a good idea to ask friends and family, read online reviews and talk directly to the bank's customer service team to make sure that they can offer you a high level of support.

Click here to find the best Internet Account for you today

Internet Accounts: Points to Consider

• Does your bank allow you to withdraw money over the counter if necessary?  If so, check with them what the minimum limit is that you would be allowed to withdraw. 
• Since your internet account is free specifically because online banking costs the bank less than dealing with you through a physical branch, you may incur fees by using the branch services, so make sure you read the small print on your account document carefully before signing up.