Loan Length Calculator

Use this calculator to determine how long it will take to pay off a loan, given a loan amount, an interest rate and a monthly payment. use this tool to see how differences in any of these fields can affect the length of time it takes to pay off a loan.

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The Loan Length Calculator will help you to determine how long it will take you to pay off your loan, based on the interest rate that you have agreed upon with your lender and the amount that you are able to pay back each month. It's important when you are planning to take out a loan that you carefully consider how much you can afford to repay - since you may end up having to pay back far more than you originally borrowed.



The Loan Length Calculator should therefore be used at the start of this process, to ensure that you have taken the full extent of your financial commitment into consideration before you agree to a loan. When you are comparing loans, don’t just look at the interest rate. Use the APR (annual percentage rate of change) as the basis for comparison because this also takes into consideration any loan arrangement fees that apply. Once you have used the Loan Length Calculator, you can request a callback from a loan adviser by filling out our short form.