Can you claim insurance on a loan if you are unemployed?
If you mean to claim redundancy cover on a loan on which you took out protection at a time when you were working then generally yes. But you will have to meet the eligibility criteria stipulated by the insurer which could mean anything from being in work for a minimum number of hours per week and for a minimum number of weeks/months before taking out the cover or making a claim. One common element is they will expect you to register and be eligible to register for jobseekers allowance. In this instance as the rules vary so much, so will any answer you find here.
You really should call the loan/insurance company as they will be able to assist you further. if they cannot or say that you are ineligible you should check if you would ever have been eligible as less scrupulous lenders have been known to arrange this type of cover for people that might never be able to claim.
there might also be a deadline within which you have to lodge your claim so do act quickly | 12.22.10 @ 22:12