Is your debt weighing you down? Whether you are struggling to pay back credit cards, a personal loan or student debt, you will be relieved to know that there are a number of schemes available to help you get your finances on track. SimplyFinance can help by connecting you to an experienced debt advisor, should you feel the need to talk through your options with a professional. Alternatively, please feel free to browse our debt-related articles, tools and calculators to get a better understanding of how to deal with your debt.
When dealing with a debt problem, the first and often the most difficult step is to acknowledge that you are no longer in control of your finances. You should then make a list of all the companies that you owe money to, and work out the total amount that you owe. If some payments have urgent deadlines, these should be your first priority. The worst thing you can do is to ignore the problem, so get on the phone to your creditors, explain the situation and try to work something out. If for whatever reason this is not possible, and you need to have some professional assistance in dealing with your creditors, please look through the below options and let us help you find someone to advise you.