I started in financial services in 1991, originally with two large Canadian Insurers, Confederation Life and Sun Life of Canada. I have a degree in Business Studies. I have lived in the Macclesfield area for over 30 years. I am married with two grown up children. I became an Independent Financial Adviser in 1997 when I realised that the choice available to clients was considerably more than just insurer could offer. Many of my clients are people I met at the beginning of my career and include individuals, professionals, self employed and owners of limited companies and their employees. The initial consultations is FREE without obligation. Advice can be provided on a one off basis, or with ongoing reviews. Payment can be discussed to suit your needs.