We specialise in investment planning, portfolio management, retirement income planning, pensions, annuities and income drawdown, trusts and tax planning. As independent advisers we have unrestricted access to the whole market for our client's advantage. Initial meetings are always free of charge and without obligation. Clients thereafter have the choice of paying for our services either by fee or commission or a combination of the two. Professional Financial Planning and Wealth Management. We offer a personalised approach to financial planning in the knowledge that each of our clients has a unique circumstance that requires an individual, independent and impartial approach to solving their financial objectives. We provide a continuous professional service for our clients because a long term relationship is the most effective way for clients to achieve their financial goals.