Duncan Hannay Robertson

Taylor Vinters

  • Merlin Place
  • Milton Road
  • CAMBRIDGE, Cambridgeshire, CB4 0DP
  • 100% of answers helpful
  • 1 posts

Contact

Telephone:
01223 225234

About

My unique ability is to see the Big Picture and create clarity from complexity, which is what WealthCare is all about.

I initially trained as a Civil Engineer and then qualified as a Financial Planner in 1994. In addition to being a Chartered Financial Planner and Certified Financial Planner I also hold International Standards (ISO22222) Financial Planning accreditation.

We are constantly looking at ways to to improve the WealthCare Process for our clients. We aim to help clients see the Big Picture, identify the their key issues and create innovative solutions to move them from complexity to clarity.

Specialisms

Investments:
Pensions, Investments & Savings
Tax:
Tax

Payment

Options:
  • Fee

Qualifications

Level A Qualifications:
Financial Planning Certificate (FPC)
Level B Qualifications:
Chartered Financial Planner
Certified Financial Planner (CFP)
Pension Simplification (CF9)
Holistic Financial Planning (H25)
Pension Investment Options (K20)
Retirement Options (K10)
Mortgage Advice Qualification (MAQ)
Business Financial Planning (G30)
Investment Portfolio Management (G70)
Savings and Investments (SV1)
Advanced Financial Planning Certificate (AFPC)
Advanced Pensions (G60)
Personal Investment Planning (G20)
Taxation and Trust (G10)

Expert Financial Adviser Answer
Duncan Hannay Robertson
answered 1 year ago
The advice of pound-cost averaging is based on the long-term, not for short term one-off investments. It is also more about regular saving. For example, if you saved £10,200 over the next 20 years (assuming the ISA allowance is constant), the result is sometimes you will buy shares at a low cost and sometimes high. Ideally, we would all want the stock market to be low when we are buying and high when we need the money, for example at retirement. In the long run, regular savings is probaly going to give you better returns and a better nights sleep rather than the risk of timing the market. Its time in the market, not timing the market.
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