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Debt
The First Timer's Guide to Surviving the Recession
29 Jun 2009
Recessions come and recessions eventually go but if you were born in
the 1980s or 1990s, you may not know what to expect or how to cope
during a period of financial uncertainty. This guide gives all you
first-timers a few pointers to surviving until the next boom comes
around. Firstly, decide what's essential and what is not.
A recent survey for
CreditExpert, the online credit monitoring and identity fraud
protection service, found that half of us have given up thinking about
a new car this year and 30 per cent of potential homeowners have
decided not to buy a home. A quarter of 25 to 34 year olds have also
put plans for a family on hold due to financial restraints and 12 per
cent are delaying their wedding. So, if you don't really need a new car
but do want to get married, set your priorities, and your budget
accordingly.
Surviving a recession means learning to swap the sugar rush you used to
get from a spending spree for the lasting satisfaction of managing your
resources effectively. More...
Insurance
Insurance: A Battle of the Sexes?
24 Jun 2009 Before insurance companies can give you a quote, you will be asked to fill out a form providing them with personal information such as your date of birth, your gender and whether or not you are a smoker. The cost of your premium will totally depend on the information that you provide, since the insurer will match this against statistical data to determine how likely you are to make a claim. More...
Debt Management
Are you a Debt Diva?
24 Jun 2009 If you're one of the many women in the UK who loves to shop, you may be in for a shock when it comes to your credit rating. A recent survey by Cosmopolitan found that 64 per cent of its readers were in debt, with more than half of these owing upwards of £5,000 on credit or store cards. More...
More top stories:
- Seeking Debt Advice
- Fixed Rate Mortgages popular with First-time Buyers
- Calculating the True Cost of your Mortgage
- Money Saving Potential in Tracker Mortgages
- Study Shows Increased Interest in Fixed Rate Mortgages
- Debt Solution Options are Decreasing
- Results of Missing a Payment
- Current Buy to Let Mortgage Market
- Finding the Best Current Account
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MORTGAGE
TODAY’S MORTGAGE RATES
| Loan Type | Rate | APR |
|---|---|---|
| Fixed | 4.49% | 5.3% |
| Tracker | 4.85% | 5% |
| Discounted | 4.64% | 6% |
| Capped | 5.85% | 6.4% |
About this index Rates may contain points
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