How do I get help paying my mortgage?
After sorting my incomings and outgoings, my budget still does not work. Now my mortgage is in arrears and I don't know what else to do.
Your first step should be to speak with the mortgage department of your lender, the local branch will most likely be powerless to help even if they want to.
the collections department of the mortgage section will be able to speak with you in more detail, with the budget info you have already gathered, and they might be able to come up with a recovery plan for you.
if you feel unable to approach them yourself you can consider the local CAB or consumer credit counselling service as they will help to mediate with debt issues. | 12.22.10 @ 22:57