Survey
Do you feel you have enough insurance cover?
In the event of losing your regular income, the most pressing concern for many households is ensuring that the monthly mortgage repayments are covered. Mortgage Payment Protection gives you that peace of mind by making these payments for you for up to a year, should you become unable to make them yourself. Also known as ‘Accident, Sickness and Unemployment’ cover (ASU), Mortgage Protection insurance would typically start to make your mortgage repayments a month after your regular income stops, and continue to make the payments for 12 months. More info
Mortgage lenders may require you to take out mortgage protection insurance, to protect their payments if you should have to stop working for any reason. However, you are under no obligation to get the cover from your mortgage or loan provider, so make sure that you look around for the best deals available. To speak to a qualified advisor about the different mortgage protection deals in the market, please click here to fill out our short form. Less
Get a Mortgage Protection Insurance quote today!
Start Now
Helpful House Hunting Tips
- Take photos. When you are out house hunting, take plenty of photos so that when it is time to make a decision, you are able to look back and remember the interiors of the houses you have seen.
- Make notes. Take notes on details of the house that cannot be captured in a photo. This can help refresh your memory in case there is something you need to discuss with the seller.
- Explore the neighboorhood. While the inside of the house is no doubt the most important factor in your decision, the surrounding area should also be considered. Consider planning your visit to coincide with a local event, which would give you the opportunity to chat to some of the local residents.
- Make appointments to see promising properties again. Once you have narrowed it down to your favorites, make appointments to see these houses again. Maybe you will discover something new when you revisit the property.
Make sure you read the policy small print carefully, and take particular care to check for exclusions that may affect your level of cover.
Insurance News & Articles
Receive our FREE Newsletter
Full of Savings Tips & Special Offers