With the rising costs of healthcare, more and more people are preparing for any eventuality by covering their and their family's heath. People take out Private Medical Insurance (PMI) to ensure that they will receive treatment quickly if they are injured or become ill. PMI is designed to cover the costs of treating curable illnesses, diseases or injures (known as ‘acute conditions’). There are certain illnesses and treatments that are not covered by PMI and you will have to find out if these are available on the NHS or cover the costs yourself.
Private Medical Insurance is not designed to replace the services offered by the NHS (in fact, most private hospitals do not offer the Accident & Emergency services that are available on the NHS) but instead offers you a greater level of choice about how when and where you receive medical treatment and gives you access to more comfortable facilities when you have to stay overnight for treatment. With the number of products on the market, finding the right private medical insurance can be a confusing task if you have never done it before, so make use of SimplyFinance's articles and tools to find the best medical insurance coverage to meet your needs.