Is anyone doing 100% mortgages anymore?

Asked by reynaynuh

11 Answers

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Answered by David Wright, IFA in Trowbridge, WILTSHIRE
There are excellent mortgage advisers on hear who will be able to answer this question more accurately than I can.

My understanding is that the smaller your deposit the less choice you will have and the less attractive the deal. Mortgage advisers tell me one of the most common reasons they can't help people is lack of deposit.

One option that can help you is if you have older relatives who would be willing to help - either from their own savings or using equity release.

This is a popular way of getting onto, or up, the housing ladder.

I specialise in this area and would be happy to chat through your options.

You can reach me on 020 8393 5566 - www.sixtyplusonline.co.uk | 12.01.12 @ 09:26
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
Answered by Paul Skinner, IFA in Odiham, HAMPSHIRE
Hi,

Yes there are still A couple of lenders offering 100% mortgages, although these are typically only available if you have relatives willing to act as guarantor by putting up equity int thier home as security.

There is also an option of taking an unsecured loan to cover the deposit, and then getting a mortgage on a lower LTV.

Of course these deals are subject to status and affordability.

Feel free to call if you would like more details.

Regards

Paul Skinner
PKS - Mortgage & Insurance Experts
T: 0845 226 5009 | 12.01.12 @ 15:01
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by kevin.03thomas
There are so many online mortgage advisers available, you can consult with them, you can ask any kind of query related to mortgage finance with them, you can also join some good mortgage discussion boards where you can see many good experienced people who can answer your questions.
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| 06.07.13 @ 14:33
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by kobemcklain
Well might be few lenders left who allows 100% mortgage but certainly I would like to suggest you to grab one of the specialist or an expert to help you out with any such lender. On the other end you can even help yourself looking on internet and in fact can even compare the lenders with their rates and other terms. pay day loans online | 06.13.13 @ 12:17
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by richard.03thomson
In the financial market you can find many mortgage lenders who provide 100% mortgage loan, but you should check your financial portfolio first. It would be more comfortable for you to consult with any financial adviser first before taking this loan.
12 month loans | 07.31.13 @ 06:03
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by krista.33watson
100% mortgage loan is really good and there are many online100% mortgage loan providers who provide 100 percent mortgage loan to the loan borrowers. Borrowers should collect all the information about this 100% mortgage loan first then they must apply for that.
same day loans | 08.01.13 @ 08:01
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by linda.03thomas
I heard that some mortgage loan companies provide 100% mortgage loan, but the eligibility criteria for 100% mortgage loan is a bit tough and difficult to meet. Some mortgage loan companies provide this loan you should consult with them.
quick cash uk | 08.02.13 @ 06:13
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by amy.03robert
I don’t know any mortgage lender personally, who provide 100 percent mortgage loan, but I know there are many mortgage lenders who provide 100 percent mortgage loan, so you can contact with them or you can consult with any mortgage broker, you can easily get details about them in internet.
12 month cash loans | 08.05.13 @ 05:02
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by cherry.03cooper
If your bank is really not interest to lend you any money for your business then you should check your credit history, repayment capability and risk appetite first then you should try in any other bank. You should meet all the eligibility criteria of business start up loan then any bank can sanction you business start up loan.
payday loans | 08.06.13 @ 06:30
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by kobemcklain
We can still find many lenders out in the market who provide 100% mortgage but I don’t think that anybody would like to go along with their procedures. The best option would be consulting an expert and comparing the lenders who provide such 100% mortgage. In this way you would be able to get the best lender if it fits according to you and you fit in their procedure. Else you can either look for some legit payday loan lender for quick assistance. | 08.06.13 @ 10:27
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by denny.03watson
Yes there are many money lenders in the financial market who provide 100 percent mortgage loan. You can get details about them in the internet. But the process and terms & condition for this particular loan is a bit difficult and complicated.
cash loan
| 08.10.13 @ 05:05
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$commenter.renderDisplayableName() — {comment} | 09.24.17 @ 15:49
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Answered by

David Wright
David Wright, IFA in Trowbridge, WILTSHIRE

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