Life Insurance

Q&A
Asked by rollingstonesal
Answered by Paul Ross DipPFS CII(MP&ER), IFA in Bourne, LINCOLNSHIRE
The government has increased the IPT rate for any cover that will become effective on or after 04 January 2011. The new rate of IPT will apply to new business, renewal...
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Q&A
Asked by karlqfyu
Answered by Paul Skinner, IFA in Odiham, HAMPSHIRE
Yes they should be deductible, but the employees may be charged as a benefit in kind, i.e. P11D.
Q&A
Asked by aliapjar
Answered by Paul Skinner, IFA in Odiham, HAMPSHIRE
Hi Yes it is very simple to change. And, since you pay it monthly you usually don't have to wait until renewal. You can either do it yourself, or ask a broker to...
Q&A
Asked by bakersfd
Answered by trevor mackey, IFA
Proper income protection insurance is a great idea. Ask yourself what would happen if you were off work for a long period or possibly unable to work at all, where woul...
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Q&A
Asked by mutly23
Answered by Richard Salter, IFA in Trowbridge, WILTSHIRE
Sorry no a back problem is not a critical illness. What you need for muscular skeletal type problems is replacement income insurance often called income protection.
Q&A
Asked by gaitantiz
Answered by Paul Skinner, IFA in Odiham, HAMPSHIRE
Family income benefit is a type of term assurance which pays out an income rather than a lump sum. For instance you could a policy with a sum assured of £20,000 over 2...
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